Household debt is at an all-time high, and every day people--just like you--are feeling more cynical and hopeless about their financial futures. It's time to stop believing countless lies from a system designed to take your money--lies like student loans are the golden ticket to a good-paying job, car payments are just part of life, and that you need to have a credit card.Ramsey Personality and personal finance expert George Kamel shares his story...

On the first day of spring, a young New Yorker, with her mother and aunts, takes the train to the ocean to make an offering of flowers and fruit to Mama Ocean, thanking her for her magnificence, and welcoming the new year.