Many people, like my colleague, are trapped in jobs they hate to do only to wait agonizingly for the retirement year as it crawls endlessly one year at a time. It seems like too much of misery and yet, the best such people could do is to endure the misery and wait for the due retirement. Most of our youths do not have plans beyond the next weekend. It is possible to design your own retirement and also decide when. Youths can become achievers even...